Shoaib 
The Chief Minister Ladli Behna Yojana Maharashtra is one of the biggest women empowerment schemes in the state, launched by the Eknath Shinde-led government in August 2024. The scheme is designed to offer monthly financial aid to women to enhance their financial independence, improve health and nutrition, and foster social equality.
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What Is Chief Minister Ladli Behna Yojana Maharashtra?
The Mukhyamantri Majhi Ladki Bahin Yojana, popularly called the Ladli Behna Yojana, provides ₹1,500 per month directly to eligible women’s bank accounts. The initiative ensures continuous financial security for women aged 21 to 65 years from families with an annual income below ₹2.5 lakh.
The scheme mirrors Madhya Pradesh’s successful “Ladli Behna Yojana” model, reflecting Maharashtra’s commitment to promoting gender equality and financial empowerment.
Key Features of the Scheme
- Monthly benefit of ₹1,500 deposited via Direct Benefit Transfer (DBT).
- State-wide coverage reaching more than 2 crore women beneficiaries.
- Special Diwali Bonus 2024 of ₹3,000 announced to support festive expenses.
- Eligible for Widowed, Married, Divorced, Abandoned, and Unmarried women.
- Focuses on health, nutrition, and social empowerment.
- Launched with ₹46,000 crore annual budget allocation to ensure smooth implementation.
Chief Minister Ladli Behna Yojana: Eligibility Criteria
To avail the scheme, applicants must fulfill the following conditions:
- Must be a resident of Maharashtra.
- Women aged 21–65 years.
- Family’s annual income should be less than ₹2.5 lakh.
- Applicants can be married, separated, widowed, or divorced.
- One unmarried woman per family may apply.
However, the following categories cannot apply:
- Families where any member pays income tax.
- Anyone employed in permanent government service or receiving pensions.
- Families owning four-wheelers (except tractors).
- Beneficiaries of other similar government financial schemes.
- Households with any MP, MLA, or high-ranking officials.
Chief Minister Ladli Behna Yojana: Application Process
Eligible women can apply through the official Maharashtra government portal. The application process involves:
- Visiting the Ladli Bahna Yojana Maharashtra Portal.
- Completing an online registration form.
- Uploading documents such as Aadhaar, income proof, caste certificate, and bank account details.
- Completing mandatory e-KYC verification.
- Submitting the form and waiting for official verification.
Applicants are notified via SMS once their application is approved, and payments are credited directly through DBT.
Chief Minister Ladli Behna Yojana: e-KYC Rules and Recent Changes
Recently, the government mandated e-KYC for both beneficiaries and their male family members. Married women must link their husbands’ e-KYC, while unmarried women must link their father’s. This ensures the total family income remains under ₹2.5 lakh, filtering out ineligible beneficiaries.
This measure, introduced in 2025, was implemented to maintain transparency and prevent fraudulent claims, ensuring that financial aid reaches genuinely deserving women.
Chief Minister Ladli Behna Yojana: Financial Allocation and Budget
For the fiscal year 2025–26, the Maharashtra government has sanctioned over ₹36,000 crore for effective execution of the Ladli Behna Yojana. This large-scale allocation reflects the state’s commitment to inclusive growth and women-centric welfare.
The scheme is also part of Maharashtra’s electoral welfare strategy, aimed at enhancing women’s participation in the economy while ensuring social equity.
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Objectives of Ladli Behna Yojana
The primary objectives include:
- Strengthening women’s financial independence.
- Reducing dependence on male family members for basic needs.
- Promoting gender parity in household decision-making.
- Supporting women’s nutrition and healthcare expenses.
- Providing consistent income to women from economically weaker families.
This initiative aligns with India’s Sustainable Development Goals (SDGs) promoting gender equality and poverty reduction.
Chief Minister Ladli Behna Yojana: Benefits of the Scheme
The scheme offers multidimensional benefits:
- Monthly Income Security: Continuous ₹1,500 transfers build stable household finances.
- Health and Nutrition Assistance: Funds help purchase nutritional food and healthcare products.
- Rural Empowerment: Rural women gain financial control and autonomy.
- Educational Empowerment: Supports women to continue education or skill training.
- Social Status Improvement: Increases participation in community welfare decisions.
As of October 2025, beneficiaries from SC and Nav-Buddhist communities also receive separate provisions under the Social Justice Department, ensuring inclusivity.
Impact on Women’s Lives
The scheme has uplifted lakhs of women across Maharashtra. Case studies from districts like Nagpur, Nanded, and Nashik highlight significant improvement in rural women’s purchasing power. Beneficiaries report better ability to handle household expenses, education fees, and healthcare.
The program acts as a lifeline for marginalized women, empowering them with a sense of dignity, equality, and self-worth.
Comparison with Madhya Pradesh’s Ladli Behna Scheme
| Feature | Maharashtra Ladli Behna Yojana | Madhya Pradesh Ladli Behna Yojana |
|---|---|---|
| Monthly Benefit | ₹1,500 | ₹1,500 after 2025 hike |
| Age Eligibility | 21–65 years | 21–60 years |
| Launch Year | 2024 | 2023 |
| Implemented By | CM Eknath Shinde | CM Mohan Yadav (previously Shivraj Chouhan) |
| Target Beneficiaries | 2 crore + Women | 1.29 crore Women |
Both schemes aim to foster financial inclusion and women’s social empowerment through direct cash benefits.
How to Check Beneficiary Status
- Visit the official portal of Ladli Behna Yojana Maharashtra.
- Click on “Beneficiary List” under the main menu.
- Enter your Aadhaar number or registration ID.
- View payment history and current month’s installment status.
Beneficiaries can also contact helpline numbers available on maharashtra.gov.in for any payment-related queries.
Challenges and Government Action
The scheme faced challenges like fake beneficiaries and duplicate entries, prompting financial audits. To address these, the government initiated:
- Data verification drives through district-level committees.
- Mandatory family income checks.
- Removal of nearly 2,289 ineligible beneficiaries from records.
Such efforts ensure accountability and transparency in implementation.
e-KYC Documents Required
To complete the e-KYC process, applicants need:
- Aadhaar card (linked with mobile number).
- PAN card (optional but recommended).
- Bank passbook.
- Income certificate.
- Residence proof (ration card or electricity bill).
Beneficiaries can complete KYC either online via Digital Seva Centers or offline at Gram Panchayat offices.
Future Plans and Expansion
According to official sources, the government plans to expand the scheme with additional incentives like:
- Skill training programs for women.
- Linkage with Ladla Bhai Yojana for youth apprenticeships.
- New financial literacy workshops across districts.
Such integration aims to build a holistic empowerment ecosystem for women in Maharashtra.
External References (Outbound Links)
To explore related details on women’s financial schemes:
- Official Maharashtra Government Portal
- Women and Child Development Department Maharashtra
- PM Mahila Samman Savings Scheme
The Chief Minister Ladli Behna Yojana Maharashtra 2025 is more than a welfare initiative — it’s a movement toward gender equality, dignity, and financial independence for millions of women across Maharashtra, setting a strong foundation for inclusive growth and sustainable development in India.
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