Shoaib 
Introduction to Chief Minister Awas Yojana, Uttar Pradesh
The Chief Minister Awas Yojana (CMAY) in Uttar Pradesh stands as an ambitious initiative by the UP government to provide “pucca” (permanent) houses to the homeless and those living in dilapidated dwellings across the state. The scheme especially targets rural households under the Below Poverty Line (BPL) category and aims to boost the overall quality of life for the marginalized sections.
Also Read: UP Udyami Yojana 2025: Eligibility, Loan, Benefits & Apply
Objectives and Vision
The vision behind CMAY UP is the holistic development of rural infrastructure by providing safe, secure, and dignified housing. It aims to fulfill the dream of “own house for every family,” thus fostering self-dependence and security.
- Key goal: To ensure that no rural family remains homeless or forced to live in unsafe conditions.
- The scheme also supplements similar central initiatives and fills gaps where Pradhan Mantri Awas Yojana (PMAY) is not applicable.
Latest Updates (2025)
Uttar Pradesh has seen accelerated achievements in 2024-25, with thousands of houses already sanctioned and construction work nearing completion in numerous districts. For example, Moradabad district alone has distributed over 411 homes, with more underway. In Ambedkarnagar, over 862 eligible people are being allotted new houses, showcasing the state’s serious commitment toward rural development.
Who Can Apply? — Eligibility Criteria
The Chief Minister Awas Yojana primarily supports:
- Permanent residents of Uttar Pradesh
- Families falling under the BPL (Below Poverty Line) list
- Landless laborers, scheduled castes/tribes, marginalized communities, and economically weaker sections
- Recently, the scheme also includes selected nomadic communities like Sapera and Jogi
- Widowed, divorced, or abandoned women, and people with disabilities receive priority
Applicants must not own a pucca house anywhere in India.
Document Requirements for Application
Applicants need to furnish the following documents:
- Aadhar Card of all family members
- UP residential certificate
- BPL category certificate/proof
- Bank passbook (for DBT transfer)
- Passport photographs
- Ration Card
- Mobile number linked to Aadhar
Financial Benefits and Assistance
Eligible beneficiaries receive financial assistance of ₹1,30,000 to ₹1,50,000 (amount may vary by district and location) directly into their bank accounts via Direct Benefit Transfer (DBT). The payment is released in 3 or 4 installments as per the stages of house construction. This includes:
- First installment (after site approval)
- Second installment after the foundation completion
- Third installment on roof completion or final construction
Additionally, extra aid is available for toilet construction (through Swachh Bharat Mission) and employment (via MGNREGA), boosting the householder’s self-reliance and dignity.
Step-by-Step Application Process
Follow these steps for a smooth application:
- Visit the official Uttar Pradesh Awas Vikas Parishad website or your district’s official rural development portal.
- Download the application form or create an online account at the state rural housing portal.
- Fill in the application form with required details, upload scanned copies of all documents, and submit.
- After submission, track your application online using the acknowledgment number.
- Approved beneficiaries are notified by SMS or local panchayat authorities.
Pro tip: Regularly check your district’s rural development site for updates and beneficiary lists. For example, districts like Lucknow, Mainpuri, and Fatehpur maintain updated lists on their websites.
Key Benefits & Transformational Impact
CMAY UP goes much beyond house construction; it creates a foundation for rural empowerment and upliftment:
- Provides safe, all-weather shelter for families, ensuring security from weather and hazards
- Enhances social dignity, especially for women and children
- Boosts literacy and health as families have a proper environment for study and rest
- Strengthens rural economy—beneficiaries can invest savings in health, education, and small businesses
Performance—District-Wise Progress in 2025
Districts such as Moradabad, Ambedkarnagar, and Thakurdwara have set milestones with 100% completion of targeted houses, thanks to efficient implementation and strong panchayat support. Outstanding examples include Bilari block completing all 18 houses, and other blocks achieving over 90% construction targets.
| District | Houses Allotted | Completion Rate |
|---|---|---|
| Moradabad | 411 | 92% |
| Ambedkarnagar | 862 | In Progress |
| Thakurdwara | 144 | 91% |
| Bilari | 18 | 100% |
Government’s Commitment and Future Targets
The UP government remains committed to “housing for all.” Future targets include expanding coverage to more blocks, simplifying documentation, and speeding up DBT installments, making the process transparent and hassle-free.
Also Read: How to Open Atal Pension Yojana Online: Step-by-Step Guide
How CMAY Differs from Pradhan Mantri Awas Yojana
While both schemes share similar missions, there are distinct differences. See this comparison table:
| Feature | CMAY UP | PMAY Gramin |
|---|---|---|
| Funding | State Government | Central Govt |
| Target Audience | State-specific BPL | National Rural BPL |
| Flexibility | High (responds to local needs) | Moderate |
| Application Platform | UP Local Portals | PMAY Official Portal |
| Special Provisions | Yes (Widows, SC/ST, selected castes) | Limited |
Common FAQs
Can an applicant get benefits from both CMAY and PMAY?
No, one household can receive benefits under only one housing scheme.
What if my name is missing from the beneficiary list?
Contact your block development office or apply for survey inclusion during the next cycle.
Can the amount be used to repair old houses?
No. The grant is strictly for new house construction on own land.
How to check the beneficiary status?
Visit the district rural development portal or use the CMAY or PMAY online dashboards.
Useful External Resources
- Official UP Awas Vikas Parishad Portal — For all updates and application status
- Pradhan Mantri Awas Yojana Official Site — Compare with central scheme
- Government Schemes Portal – MyScheme — For checking eligibility under allied schemes
Conclusion
The Chief Minister Awas Yojana Uttar Pradesh is transforming the rural housing landscape, ensuring every family can access a safe, dignified home and a better life. If you qualify, take the first step towards securing your family’s future by applying today through the guidelines and links above.
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